We hear plenty of gloom and doom these days regarding home buying, and we all know interest rates are up. You can navigate the high rates and buy your dream home if you do a little homework and ensure you have good credit, as well as a good down payment.

You can do all your homework online and don’t have to go into a mortgage company. You can also get approved quickly.

First, you need to make sure you have a good credit score. If you don’t know what yours is, check it out online with Experian, TransUnion and Equifax. This bit of information is very important and will help you immensely in the buying process.

Second, you need to know your budget and how much you want to spend. The more money you have to put down on your dream home, the better off you’ll be. With a larger down payment, you’ll be able to negotiate a better interest rate.

Next, while doing your homework, read reviews of the major lenders, such as Quicken, Lending Tree, Rocket Mortgage, AmeriSave Mortgage, and banks.

And don’t forget to talk to your Realtor at Stacey Driver. Realtors have a wealth of knowledge to help you with what may be an intimidating process.

Once you’ve done your homework, you’ll be on the road to home ownership through Stacey Driver Real Estate.

The madness of the housing market has been a trending topic in recent memory. The availability of houses and the accompanying demand for them has been uncharitable for buyers this past year. The demand for a home was high, but unfortunately there wasn’t a wide range of options available for various budgets. Luckily, it appears that a shift in the market has started to emerge. We have moved into a buyers market along the Emerald Coast!

The process of buying a home is exciting but equally stressful and intimidating. There are an abundance of reasons to feel as if the affair is too challenging, and buyers can often feel misguided or confused. Our goal at Stacey Driver Real Estate is to diminish those anxious emotions and get our clients into homes they absolutely love at the best price available!

We intend to provide our clients with a knowledgeable and affable service that is consistently distinct from others. Stacey Driver Real Estate values your wants and needs. The happiness of our clients is our primary concern.

Again, the market is currently favorable for buyers and we are proud to offer properties ranging from the elegant 30A to the growing and bustling Crestview. The properties available can be found on our website home page along with their location and a brief description. For an all-inclusive review of a certain property, or for buying tips and additional information, please feel free to contact our office by email or telephone.

The time to buy is now and we are eager to help you purchase a house that you utterly admire!

Are you ready to buy?
Here are some resources to help get you in the right direction.
Top Home Buying Tips & Credit Management
When You Decide to Buy, Call Us First

Although the housing market has changed, you can still buy a home if you have great credit. Plenty of homes are available in the Destin and Niceville area for you to choose from.

If your credit is already great, that’s good news for you and will make home buying much easier. If your credit score isn’t great and needs a boost, you can start working on it now to get you where you need to be.

Improving your credit score sooner rather than later is the way to go. You can begin by working on paying off credit card debt and any outstanding loans you may have. While paying off previous debts, don’t make any large purchases, such as a new car. The less debt you have when you decide to purchase, the better off you’ll be. Imagine how happy you’ll be when you see that high credit score and know you can purchase your dream home.

Stacey Driver Real Estate has plenty of listings throughout Destin and Niceville. Go ahead and start looking and be sure to tell one of the company’s Realtors your wants and needs. They’ll be happy to help put you in just the right new home.

For further information you can read how to Put Your Credit in Good Standing article.

Buying a new home can be a stressful and demanding situation. There are countless aspects a home buyer must take into consideration when deciding to commit to purchasing a new home. Purchasing a new home is a major commitment and there are times when a buyer’s excitement can develop into bewilderment. Knowing the proper steps to purchasing a new home is a primary affair, and our objective at Stacy Driver Real Estate is to provide you with helpful tips for your exciting purchase!

There are numerous tips to consider when buying a new home that need to be covered in-depth. We recommend if you are interested in a more comprehensive consulting to contact our office. However, there are several tips home buyers can review in a more general sense.

A great tip when purchasing a new home is to save for a 20% down payment. This helps in avoiding mortgage insurance and inhibiting the need for conventional loans. Additionally, maintaining and managing your credit is a simple, yet predominant, tip. Keep paying your bills on time!

Managing your credit is paramount! Always be sure to keep track of your spending and never exceed your credit limit on any of your lines. Also, see that you make timely payments on everything that you owe! Using these tips will aid in the purchase of your new home.

Again, there are nuances to purchasing a home that deserve a much more thorough explanation. We would be more than happy to answer any questions you may have regarding the purchase of your new home. Do not hesitate to contact our office by telephone or email, or visit our website for additional information. We look forward to getting you settled in your beautiful new home!

If you’ve been thinking about buying your dream home, have you thought about what it will take financially for you to make it happen?

Do you know your credit score and what you can afford to spend? A low credit score could keep you from buying that home, or it could make your interest rate higher than you’d like.

Along with a good credit score, you need a low debt to income ratio. Check these two items out, and if the numbers aren’t where you’d like them to be, start working on improving them now.

Make sure you have no late or missed payments on credit cards or large purchases. Always pay more than the minimum required on credit cards and get them paid off as soon as you can. Also, don’t purchase any expensive items, such as a new car or truck, prior to applying for a loan. A large purchase will definitely have a detrimental effect on your score.

When your finances are in good order, then you can search for the perfect home. With a new home and no other debt, you’re sure to be a happy homeowner.
Contact Stacey Driver Real Estate with all your questions, needs and wants, and an experienced Realtor will help make your dream a reality.

If you’re looking for a home or condo in Destin or Niceville, call Stacey Driver Real Estate for the best listings.

Think about what your needs are – what you must have vs. what would be nice to have. How many bedrooms; how many baths? Do you have children who need to be near a school, or are you retirees with grandchildren who will visit? Location may well be important to you. Do you want to be on the water or away from the high-tourist areas?

Also, consider your budget and your credit score. If you need to improve your credit score, you’ll need to work on it sooner rather than later. You’ll want to have your score as high as possible before you decide to purchase.

The best things to do to improve your score are to pay off all your debts and don’t buy anything outlandish just before you decide to purchase a home or condo. The less debt you have, the better off you’ll be.

Stacey Driver Real Estate has plenty of listings throughout Destin and Niceville for you to check out. There’s sure to be a place that suits all your needs and desires. If you have any questions, one of the company’s Realtors will be happy to help with every aspect of home buying.

You’ve been dreaming about buying your dream home for years, but have you put pen to paper to list what your dream home will be?

How many bedrooms, how many bathrooms, how many square feet? How big do you want your kitchen to be, and what are your favorite colors? All these things and more are different for each home buyer. Get your wish list written down.

You should know all these things before you start to look. Write every thing down and think about each item. You may change your mind multiple times.

First, after you have an idea of what you want, you should determine how much you can spend on your dream home and get your financing lined up. One of the first things you’ll be asked is “are you pre-approved.” Getting your home loan approved makes the process easier and faster.

Next, find your Realtor. Stacey Driver Real Estate has sales associates that will help make your dreams come true and set you up to be happy for years to come in a beautiful home. They are trained to help you find just what you want in a home.

You’ll be guided along every step so you’ll feel comfortable in your quest.
Call Stacey Driver Real Estate today, and we’ll get you started on the path to your dream home.

I can provide you with everything you need to know about the area and the real estate market before you get here. Call/text me at 850-621-6601 or sign up below to receive “New Listing Alerts”. You will receive emails as new listings hit the market. Zillow and other public sites don’t always receive new listings the same day and often times have old listings or inaccurate information. I am your best resource for accurate, real-time information and the earlier we connect the better! I can walk you through the buying process and provide referrals for lenders, home inspectors and insurance companies.