You’ve been renting for a year or so, and you want to buy your own home. Before you do anything, you need to check your credit and make sure it’s in good order. A low credit score could mean you won’t get as good an interest rate as if your score were higher, and you may be required to pay more down.

Start early to improve your score if it’s low. If you have numerous credit cards with high interest rates and large balances, start paying them off as soon as possible. Don’t ever put yourself in the position of paying late charges. Paying on time and paying more than the required payment shows good faith and dependability to lenders.

Also, while you’re waiting to buy your dream home, don’t make any new purchases because that new Mustang or Jeep payment can be detrimental to your good credit score.

Once your credit score is higher, you’re all set. That new car can wait until you have the house purchase signed, sealed and delivered.

Stacey Driver will be happy to help you with any questions you may have regarding your dream home purchase. We’re just a phone call away.

You’re planning to buy a home, and the first thing you need to do is check your credit. A low credit score could keep you from buying a home or you may not get a great interest rate, depending on how bad the score is.

Start early to improve your score if it’s in bad shape. If you have numerous credit cards with high interest rates and high balances, begin paying them off. Don’t get into a position that you end up paying late charges, and always pay more than the minimum because interest keeps piling up every month. Show good faith by paying bills off and showing lenders you’re dependable.

You also shouldn’t purchase any expensive items, such as a new car or truck, prior to applying for a loan. Large purchases can be detrimental to a good credit score and scare lenders off.
Once your finances are in good order and you find the house of your dreams, you’re set. Large purchases can wait until you sign on the dotted line for the home.

Think how happy you’ll be with paid off charge cards and a new home.

If you have any questions, your Realtor at Stacey Driver Real Estate will be happy to answer them for you.

Throughout Destin you’ll find numerous beautiful communities just minutes from the beach, shopping and fun activities. Homes range from moderate to luxurious in outstanding neighborhoods – all waiting for you to explore and pick the one that’s right for you.

Whether you want a permanent home, a vacation retreat or a great rental property, you’ll have many magnificent choices. You’re sure to find a neighborhood and a home for your taste and your budget.

Stacey Driver Real Estate professionals can guide you to perfect neighborhoods for your wishes. You may want to be close to restaurants and the harbor, so downtown Destin may be the place for you. Homes along Calhoun Avenue are older and provide a slice of old Florida with a mix of young people and military members.

If you’re a serious golfer, Kelly Plantation or Regatta Bay may prove to be where you want to live. In addition, many of Destin’s neighborhoods are gated for security and privacy.

Homes along Scenic Gulf Drive will have you closest to the Gulf of Mexico, while Holiday Isle lies in the heart of Destin. Both areas will provide magnificent views of the white sands and emerald green water this area is famous for. And don’t forget the most beautiful sunsets that rival Key West.
Destin’s location on the Gulf of Mexico makes it one of the most desirable places to live in Florida’s panhandle. Water temperatures are warmer than those of the Atlantic side of Florida. However, temperatures can be a bit chilly during winter months, but the cold doesn’t last for long. These attributes make Destin the place to live, and the city has numerous neighborhoods for you to choose from.

Let Stacey Driver Real Estate help you pick your next neighborhood. Meeting your new neighbors is up to you.